THE MCA today said the government should introduce subsidised programmes by partnering with local clinics and pharmacies to provide affordable or free health screenings.
Additionally, it said companies could be encouraged to implement mandatory preventive care programmes, supported by tax incentives, allowing employees to access routine check-ups without financial strain.
"Malaysia's medical inflation rate has soared to 12.6%, more than twice the global average.
"Recently, Ain Mat Saad, who underwent surgery for a benign tumour, was left shocked by the hefty medical bills, which included unnecessary charges.
"Rising costs of pharmaceuticals, medical devices, and operational expenses - driven by reliance on imports and a weak foreign exchange - are putting a greater burden on patients, even those with insurance," said party vice-president, Datuk IR Lawrence Low.
Low, who is also MCA Economic & SMEs Affairs Committee Chairman, said Ain Mat Saad's experience also highlights the wider issue of hidden charges and unexpected costs, such as the ‘wet wipes’ they were charged with.
He said hospitals must ensure billing transparency by providing itemised bills that justify each charge, preventing unnecessary expenses.
"On a related note, insurance companies should offer customisable plans that target specific health risks, particularly for vulnerable groups.
"By raising awareness of these tailored options and ensuring policy transparency, Malaysians can better manage healthcare costs and protect themselves from unexpected expenses, leading to a more secure healthcare system," he said.
Due to the rising cost of medical treatment, Low said many people now opt for public healthcare, even though they still maintain the view that it is inefficient; with long waiting times and the belief of poorer service.
To tackle this problem, the government should invest more in improving infrastructure, reduce the number of patients each doctor sees, and increase salaries for public sector doctors to attract more skilled medical specialists, he said.
"Malaysia also needs to reduce its dependence on foreign pharmaceuticals and devices. This can be achieved by investing in research and development (R&D), supporting local pharmaceutical companies, and fostering innovation in medical technology. This would create more affordable healthcare solutions and reduce foreign exchange pressures.
"By addressing both the root causes and consequences of medical inflation, these solutions can help make healthcare more accessible, equitable, and sustainable for all Malaysians," he added. - September 23, 2024
